TallyTALLY
Live x402 ↗ Site ↗
Agentic payments · Solana

The human-intent layer for agentic payments.

One card tap proves a human approved the agent, caps what it can spend on-chain, and binds that approval to every payment it settles.

Tallytally.lll.mk
Scroll or use arrow keys
The gap

Agents can spend. Almost nothing proves a human approved it.

Settlement
Solved

The x402 rails answer one question well: did the payment go through. exact, upto, batch-settlement.

Human intent
Open

Did a real human authorize this agent? Is the authority bounded? Can anyone verify it without trusting the agent or the facilitator?

That open slot is the opportunity.
Why now

The largest payment network just named the category.

In June 2026, Mastercard's Agent Pay for Machines began issuing agents human-granted, capped spending permissions, recorded on-chain, including on Solana.

Mastercard
Software clicks inside a permissioned network.
Tally
A hardware-rooted human signature, verifiable by anyone on-chain, with no operator in the loop.
Same architecture. Better trust model. Shipping now.
The mechanism

A physical card tap as an unforgeable human approval.

01

The key is any contactless card you already carry, or an NFC tag. Even an expired card works, so the cautious can use a dead one and never expose a live card.

02

The seed is split 2-of-2 between the phone's secure enclave and a shard derived from the factor you tap.

03

The full key exists in memory for under half a second, then it is wiped.

04

Nothing sensitive is stored. The phone or the card alone reconstructs nothing.

Master_Seed = Bio_Shard ⊕ Card_Shard
Neither half is ever written to disk. Both are required, every time.
The product

It's also a full hardware wallet, with extras rivals don't ship.

01

Everything you expect: self-custody send and receive, hardware-gated signing, the seed never exposed.

02

Earn is built in: stake SOL, earn on USDC, and swap, without leaving the wallet.

03

Hidden vaults: passphrase-gated wallets that store nothing. Deniable and portable.

04

A built-in dApp browser signs for any Solana dApp with a card tap.

The agent rails sit on a wallet people already use.
How it binds

Intent, authority, settlement. One verifiable chain.

01
Intent

A signed proof of presence: a human authorized this agent to spend up to X until T.

02
Authority

An on-chain allowance enforces the cap and expiry. The agent only ever draws within it. The principal stays in the vault.

03
Settlement

The facilitator verifies the draw and settles it over standard x402 rails.

human approval bounded authority settled draw

A counterparty verifies the whole chain offline. No trust in Tally, and no trust in the agent's self-report.

Agent identity

Human approval, attached to a standards-based agent identity.

01

Every spending grant is a signed attestation: this human approved this agent, up to X, until T. Devnet-proven, with a live public verifier.

02

The agent carries a verifiable on-chain identity, built on Metaplex's agent-registry standard, with soulbound credentials via mpl-core.

03

Tally's human-intent proof plugs into the emerging agent-identity stack instead of being a proprietary token.

Standards-aligned, not proprietary.
Positioning

We don't own settlement. We own the proof a human approved it.

The payment rails are becoming open standards on Solana, and the Solana Foundation is shipping them. We ride those rails instead of competing with them. The layer that proves a human authorized the agent is the empty slot, and it is ours.

Not a wallet feature. A category.
Traction

Working code, not a whitepaper.

Live on mainnet

A real x402 endpoint on Solana. A 402, real USDC, anyone can curl it.

Shipped app

Card-tap signing for sends, and for any Solana dApp through an in-app browser.

Human approval, proven

The attestation runs on devnet, with a public verifier at tally.lll.mk/api/attest/verify.

Upstream

Contributing to the x402 payment spec and Solana's on-chain allowance programs.

curl -i https://tally.lll.mk/api/signal → HTTP/2 402 · x-payment-amount: 0.1 · USDC
What's next

What we'd build with support.

01

Security audit

Independent review of the split, the allowance path, and the facilitator.

02

Mainnet

The full agent-payment flow live, beyond the signal endpoint.

03

SDK

Any agent builder drops in the human-approval layer in a few lines.

Tally is the human-intent layer for agentic payments on Solana.